Giving Back

I am spending the week in Texas doing trainings and being part of a couple of mortgage free home giveaways sponsored by the people of Fairway Mortgage. I am so proud to have seen the project grow from a concept by one on my client’s Louise Thaxton, and brought to life by the CEO Steve Jacobson and the family at Fairway who pledge money each month to fund these mortgage free home giveaways. This was the fifteenth such event and by the time you read this, another mortgage free home will be provided to another wounded American hero.

The mortgage industry often is the recipient of negative press and a bad reputation by the general public. Some of this press and criticism is justified, but you can’t paint an entire industry with the same broad brush. While some have abused their positions of trust, many in the industry give back in multiple ways. As an industry, we need to do more!

Doing more to provide assistance for those in need, is not only the right thing to do, it is also good business. When the mortgage and real estate communities work together to help our returning American warriors integrate back into private citizens, you not only helping that veteran and their family make an often difficult transition, but you also provide for the future security of our own families and those generations to come.

As a country, and as a people, we can’t expect the government to take care of everything. First, because the government isn’t capable of doing everything, and second, the private sector can do it better and for far less money. Let’s be honest, anything the government touches it complicates, slows down, and over pays for. “We the people” need to take responsibility for doing the things that need to be done and in this case, help our American warrior’s transition back when they return from war. Not only is it the right thing to do, it helps insure future generations that brave men and women who are committed to serving the country, will continue to volunteer to protect and serve us all! Without them, none of us are free!

Louise Thaxton has become an example of a woman who felt the need and chose to make a difference. With the full support of her CEO and the other employees at Fairway Mortgage, Louise has been able to work with many different organizations to promote awareness of the challenges returning warriors who are having transitional issues. In a just a couple of years, the birth of a program for mortgage professionals and Realtors® to become certified in the needs of the returning warrior and their families, and how to communicate and assist those families transition into their new homes.

Louise has now trained and certified hundreds of mortgage professionals and Realtors® across the country, provided educational opportunities for thousands to gain important information about serving those who have served. In conjunction with local real estate boards and state authorities, Louise has been providing continuing education credit classes. This doesn’t happen in a vacuum. Local boards, branch managers and local Fairway employees, countless local sponsors, and some returning warriors like Sean Parnell, make it possible for these events to take place.

Sean Parnell (Army Captain and author of the book “The Outlaw Platoon”) is one of those retuning warriors who has seen the need and just like his courage under fire in Afghanistan, Sean has now seen fit to help returning warriors by traveling the country and sharing his story and the needs of those returning warriors who are trying to transition. You just have to read the book and hear Sean speak once to know that we all need to do more. We need to give back to those who put their lives on the line to protect the freedom we enjoy every day.

There will be more home giveaways in the months to come. If you would like to attend or participate in such an event, contact your local Fairway Independent Mortgage branch and ask if there will be an event in your area. If there is, see what you can do to support the event. If not, look around and see what you can do to help in your area. If you can’t find something to do, then go to and buy a pair of boots for yourself and a friend, and wear them proudly on Friday with something RED to Remember Those Deployed!

Questions or comment:  or visit my website at

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Mike White

Improve My Tomorrow Coaching is a company founded by Michael F. White to help mortgage professionals reach their true potential. Based on a belief that working the fundamental principles of the loan origination business combined with a solid system to leverage your day to day business into a self sustaining career! If you are looking to generate consistency in your business, you need to know and implement the fundamentals. Once you know what to do and when to do it, being a mortgage professional is fun, challenging, and profitable. Since the average loan originator in the country closes less than three loans a month, the average originator is unaware that closing seven, ten, twelve or more loans per month is often easier and less stressful than just two or three! If you are tired of the pain and punishment of not knowing where your next deal is coming from; if you spend more time being “busy” instead of “productive”; you need to look and see how we can help you get to a whole new level of business. Take some time to explore this website and read all the free information. If you find some things that cause you to rethink how you are currently doing your business, let us help you! It starts with YOU! There are two programs you can choose, a group program and private coaching. Please look at both before you make your choice.

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